Deductions come straight off PAYE pay at 9% (or 6% postgrad) of earnings above the threshold. NHS pension contributions reduce the pay loans are calculated on.
Your Repayments
Repayment threshold£28,470
Salary above threshold£8,013
Undergrad loan (9%)-£721.17
Per year
£721
Per month
£60.10
Per week
£13.87
2025/26 thresholds. Deductions apply per pay period on earnings above the equivalent monthly/weekly threshold — totals assume even pay across the year.