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NHS Student Loan Estimator

Estimate student loan deductions from NHS pay for Plan 1, 2, 4, 5 and postgraduate loans.

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Your Details

£
Deductions come straight off PAYE pay at 9% (or 6% postgrad) of earnings above the threshold. NHS pension contributions reduce the pay loans are calculated on.

Your Repayments

Repayment threshold£28,470
Salary above threshold£8,013
Undergrad loan (9%)-£721.17
Per year
£721
Per month
£60.10
Per week
£13.87

2025/26 thresholds. Deductions apply per pay period on earnings above the equivalent monthly/weekly threshold — totals assume even pay across the year.