NHS Take-Home Pay Calculator

Estimate your monthly and weekly take-home pay from a gross NHS salary after income tax, National Insurance and NHS pension contributions.

Your Details

Gross annual salary

NHS pension contribution rate (%)

NHS Pension tiers range from 5.2% to 12.5% of pensionable pay (2025/26, England & Wales). Default 8.3%. Set to 0 for non-NHS-pension roles.

Based on 2025/26 UK tax rates (standard Personal Allowance £12,570, NI at 8%/2%). Scottish income tax bands are not modelled.

Gross annual salary£37,705.00

NHS pension (8.3%)-£3,129.52

Income tax-£4,401.10

National Insurance-£2,010.80

Personal Allowance applied£12,570

Per year

£28,164

Per month

£2,347

Per week

£542

Estimates only — excludes student loans, salary sacrifice, HCAS, overtime and other deductions. Check your payslip for exact figures.